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Blog

Chris Reddick | Mar 31, 2025

Medicare Planning for Public Employees: What You Need to Know Before Age 65

Retirement

If you’re a public employee approaching retirement, you’ve probably heard a lot about Medicare. But how does it work if you already have retiree health coverage

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Chris Reddick | Mar 24, 2025

Financial Planning for Empty Nesters: What to Do After the Kids Leave Home

Financial Planning

Becoming an empty nester is a big life change. After years of focusing on raising children, your house—and your finances—suddenly feel different. While this can

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a close up of a typewriter with a tax return sign on it by Markus Winkler courtesy of Unsplash.
Chris Reddick | Mar 18, 2025

Tax Strategies for Public Employees in Retirement

Tax Planning

Public employees, including teachers, government workers, and first responders, often have unique financial situations when they retire. Many rely on pensions

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person standing near the stairs by Hunters Race courtesy of Unsplash.
Chris Reddick | Mar 13, 2025

Financial Planning for Career Transitions: A Guide for Public Employees

Financial Planning

Transitioning between careers—whether moving from public service to the private sector, pursuing further education, or entering retirement—can be financially

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black Android smartphone near ballpoint pen, tax withholding certificate on top of white folder by Kelly Sikkema courtesy of Unsplash.
Chris Reddick | Dec 8, 2024

Six Key Tax Planning Strategies for Individuals

Tax Planning

Introduction

Tax planning is a cornerstone of financial success, allowing individuals to legally minimize tax liabilities and maximize financial growth. This

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Chris Reddick | Nov 30, 2024

Lump Sum vs. Lifetime Annuity Income: Deciding What’s Best for Your Corporate Pension

Pension

One of the most important decisions to make before retiring is whether you want to take your corporate pension as a lump sum or monthly annuity payments spread

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woman in black jacket and white pants walking on road during daytime by Wedding Dreamz courtesy of Unsplash.
Chris Reddick | Oct 17, 2024

Case Study of Retirement Withdrawal Strategy for a Married Couple Ages 62 and 65

Retirement

One way to illustrate important concepts in retirement planning is through a case study. In this case study, we learn about an optimal withdrawal strategy for

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airplane flying during golden hour by Manish Upadhyay courtesy of Unsplash.
Chris Reddick | Oct 10, 2024

How Public Service Employees and Educators can use 72(t) for Early Retirement

Retirement

Many public service employees and educators devote decades to their professions, often receiving pensions and retirement benefits later in life. However, what

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a glass jar filled with coins and a plant by Towfiqu barbhuiya courtesy of Unsplash.
Chris Reddick | Oct 1, 2024

Crafting the Optimal Withdrawal Strategy For Early Retirement

Retirement

Case studies are an excellent way to learn about strategies for withdrawing your money in retirement. Remember that this case study is for illustrative purposes

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Chris Reddick | Sep 28, 2024

Bucketing Approach to Retirement Planning for Public Service Professionals

Retirement

Retirement planning can feel daunting, with countless options, strategies, and uncertainties about the future. Many retirees wrestle with how to ensure that

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a machine in a room by PiggyBank courtesy of Unsplash.
Chris Reddick | Aug 15, 2024

The Pros and Cons of Taking a Pension Lump Sum or Annuity

Pension

Having a pension is becoming increasingly rare, especially in the private sector. Many private pensions have been frozen, and employees can no longer contribute

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sunlight through houses by Ben Turnbull courtesy of Unsplash.
Chris Reddick | Jul 18, 2024

Unique Exceptions to the 10% Early Withdrawal Penalty on Retirement Accounts for Public Service and Educators

Retirement

Introduction

Retirement accounts are designed to provide financial security in your later years, but sometimes, life throws curveballs that necessitate

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XY Planning Network
RICP Retired Income Certified Professional
CFP - Certified Financial Planner

 

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