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Blog

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Chris Reddick | Jan 5, 2025

The Repeal of WEP and GPO with the Social Security Fairness Act

Retirement

The Social Security Fairness Act has brought a monumental shift in retirement benefits for millions of Americans by repealing the Windfall Elimination Provision

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black Android smartphone near ballpoint pen, tax withholding certificate on top of white folder by Kelly Sikkema courtesy of Unsplash.
Chris Reddick | Dec 8, 2024

Six Key Tax Planning Strategies for Individuals

Tax Planning

Introduction

Tax planning is a cornerstone of financial success, allowing individuals to legally minimize tax liabilities and maximize financial growth. This

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Chris Reddick | Nov 30, 2024

Lump Sum vs. Lifetime Annuity Income: Deciding What’s Best for Your Corporate Pension

Pension

One of the most important decisions to make before retiring is whether you want to take your corporate pension as a lump sum or monthly annuity payments spread

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woman in black jacket and white pants walking on road during daytime by Wedding Dreamz courtesy of Unsplash.
Chris Reddick | Oct 17, 2024

Case Study of Retirement Withdrawal Strategy for a Married Couple Ages 62 and 65

Retirement

One way to illustrate important concepts in retirement planning is through a case study. In this case study, we learn about an optimal withdrawal strategy for

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airplane flying during golden hour by Manish Upadhyay courtesy of Unsplash.
Chris Reddick | Oct 10, 2024

How Public Service Employees and Educators can use 72(t) for Early Retirement

Retirement

Many public service employees and educators devote decades to their professions, often receiving pensions and retirement benefits later in life. However, what

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Chris Reddick | Oct 1, 2024

Crafting the Optimal Withdrawal Strategy For Early Retirement

Retirement

Case studies are an excellent way to learn about strategies for withdrawing your money in retirement. Remember that this case study is for illustrative purposes

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Chris Reddick | Sep 28, 2024

Bucketing Approach to Retirement Planning for Public Service Professionals

Retirement

Retirement planning can feel daunting, with countless options, strategies, and uncertainties about the future. Many retirees wrestle with how to ensure that

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Chris Reddick | Aug 15, 2024

The Pros and Cons of Taking a Pension Lump Sum or Annuity

Pension

Having a pension is becoming increasingly rare, especially in the private sector. Many private pensions have been frozen, and employees can no longer contribute

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sunlight through houses by Ben Turnbull courtesy of Unsplash.
Chris Reddick | Jul 18, 2024

Unique Exceptions to the 10% Early Withdrawal Penalty on Retirement Accounts for Public Service and Educators

Retirement

Introduction

Retirement accounts are designed to provide financial security in your later years, but sometimes, life throws curveballs that necessitate

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people partying with confetti by Pablo Heimplatz courtesy of Unsplash.
Chris Reddick | Jun 27, 2024

Understanding the Differences Between 401(a), 403(b), and 457(b) Retirement Plans

Retirement

When planning for retirement, it's crucial to understand the various retirement savings options available, especially if you work in the public sector

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a man using a laptop computer on a table by PiggyBank courtesy of Unsplash.
Chris Reddick | May 16, 2024

The Lazy Portfolio: Simplified Investing for Public Service Professionals and Educators

Investments

As public service professionals and educators, your time is precious. Balancing rewarding work, personal commitments and financial planning can be

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brown concrete building under blue sky during daytime by Jack Young courtesy of Unsplash.
Chris Reddick | May 15, 2024

Avoiding the Early Withdrawal Penalty and the TSP for Federal Public Safety Employees

Retirement

Introduction
Federal public safety employees are the backbone of our communities, dedicating their careers to protecting and serving others. Recognizing their

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RICP Retired Income Certified Professional
CFP - Certified Financial Planner

 

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