How Our Approach is Different

Rethinking Traditional Methods

Traditional financial planning often relies on the Assets Under Management (AUM) model, where fees are a percentage of your investments. This can lead to high costs without comprehensive support.

 

Our Refreshing Approach

We offer a straightforward, flat-fee structure designed to save you money.

  • Personalized Guidance: Meetings with a Certified Financial Planner (CFP®).
  • Flexible Payments: Convenient monthly payment options.
  • No Barriers: No minimum account sizes.
  • Cost-Effective Investing: Advice on low-cost index funds.
  • Comprehensive Support: Investment, retirement, and tax planning.

Financial Planning Fees

Comprehensive Plan – $3,000

A one-time comprehensive financial plan designed to give you a clear roadmap across your full financial life.

✔ Retirement readiness assessment
✔ Investment portfolio review
✔ Tax planning strategies
✔ Insurance and estate planning review
✔ Education and benefits planning
✔ Three virtual planning meetings over 8 weeks
✔ Customized written financial plan and action steps

Ongoing Financial Planning 

Five ways to stay engaged year-round — choose the meeting cadence that fits how closely your plan needs tending.

PlatinumMost Engaged

6 meetings a year — every 2 months
$200 per month $2,400 / year

Gold

5 meetings a year — every 2.5 months
$175 per month $2,100 / year

Premium

4 meetings a year — every 4 months
$150 per month $1,800 / year

Bronze

3 meetings a year
$125 per month $1,500 / year

Essentials

2 meetings a year
Requires a completed Comprehensive Financial Plan, or 1 year on Premium or higher
$100 per month $1,200 / year
Fee-only, advice-only. Monthly retainer billed regardless of meeting timing; cadence reflects the typical review schedule for each tier. Meeting frequency is a guideline, not a guarantee, and may vary based on client need.
 
🚀 New to financial planning? → Start with a Comprehensive Financial Plan
📈 Need ongoing support? → Choose from Essentials through Platinum, based on how often you want to meet
💡 Have a specific question? → Hourly Planning

 

Why Choose Us?

Chris Reddick Financial Planning (CRFP) provides specialized financial planning tailored to public service professionals and educators. Here's how we stand out:

  • Specialized Expertise: In-depth knowledge of public pensions, benefits, and retirement plans.
  • Fee-Only, Advice-Only Model: No commissions, no product sales—just fiduciary advice.
  • Flexible Service Options: From one-time plans to ongoing financial planning, we have solutions for everyone.
  • Educational Approach: We empower clients with financial literacy to make informed decisions.
  • Positive Client Feedback: Clients appreciate our responsive, transparent, and tailored approach.

Hourly Financial Planning – Pay by the hour

For clients who need help with specific financial concerns, I offer pay-as-you-go hourly financial planning.

 

Schedule Now