Introduction
The Government Pension Offset (GPO) can significantly reduce or eliminate Social Security benefits for individuals who receive a government
I often get asked whether you should take a lump or partial lump sum on your defined benefit pension plan. As we know, the private sector has essentially
The Problem
Most of the public school districts in Texas have TRS as their pension but do not pay into Social Security. So these teachers will get no benefit
There is the three-legged stool of retirement benefits working in the federal government. The three are the Basic Benefit Plan or the federal government pension
It depends. There are two critical laws that Texas teachers should know about that can impact whether you will receive Social Security.1
The Windfall
One of the most important decisions to make before retiring is whether you want to take your corporate pension as a lump sum or monthly annuity payments spread
For teachers currently enrolled in TRS, you may be asking yourself, what is the Rule of 80? The Rule of 80 is when you will be first eligible to get your
Many pension plans offer an array of options to take your pension when you retire. One option is the lump sum. This is an important decision to make as once it
High-3 and New BRS
Did you know that the Department of Defense estimated that 83 percent of military personnel exit their service before 20 years? In fact
Pension Crisis and COVID-19
COVID-19 has exposed the already weak state and local government pension plans.1 Inaction by Congress for relief due to the