If you've spent decades contributing to a traditional IRA, 401(k), 403(b), or similar pre-tax retirement account, you've been building wealth with the promise that taxes come later. Well, later is now. Depending on your birth year, the IRS requires you to start withdrawing a minimum amount each year...
Whether you're a teacher covered by TRS, a city employee under TMRS, a state worker in ERS, a county employee in TCDRS, a firefighter or police officer in a local pension fund, or a federal employee under FERS, you face a version of the same challenge: you have a defined-benefit pension, and most...
