When it comes to saving for your children's future, choosing the right account can make a huge difference. Each type of account has different rules about taxes
As a professor with nearly 25 years in higher education, I understand firsthand the unique challenges educators and public service professionals face when it
As a financial planner, I frequently hear this question: "Should I use a target-date fund or build my own portfolio?"
The answer isn't about which approach
Bear markets are inevitable, but permanent loss is not. The mix between stocks and bonds in your portfolio largely determines how far you fall during a downturn
As public service professionals and educators, your time is precious. Balancing rewarding work, personal commitments and financial planning can be
Target date funds have become very popular in corporate 401(k) retirement plans. Employers began adopting target-date funds with greater regularity after
Key Takeaways:
1) Smaller accounts perhaps use a target date of funds 50k.
2) Accounts > 50k perhaps use low-cost index funds in a diversified portfolio.
3
Texas has become an up-and-coming state for tech workers since many companies are moving their headquarters from higher-cost states like California to low-cost
The Alternative Minimum Tax (AMT) is often viewed with disdain for tech workers who have to pay this tax to exercise their Incentive Stock Options (ISOs). As a
Financial planners often talk about the importance of having a plan when you invest your money. However, research also shows that simple methods of investing
TSP Funds
The TSP is one of the lowest-cost providers of index mutual funds for the military and federal civil service employees. But when you retire from the
