1) Maximize 401(k), 403(b), 457 retirement contributions.
2) Pay off all debt (except the mortgage) before aggressively saving for
1) Save at least 20% of your gross income for retirement.
2) Create a budget using the 50/30/20 Rule.
3) Maximize your employee benefits
1) Smaller accounts perhaps use a target date of funds < 50k.
2) Accounts > 50k perhaps use low-cost index funds in a diversified portfolio
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