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Blog

Chris Reddick | Sep 28, 2024

Bucketing Approach to Retirement Planning for Public Service Professionals

Retirement

Retirement planning can feel daunting, with countless options, strategies, and uncertainties about the future. Many retirees wrestle with how to ensure that

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sunlight through houses by Ben Turnbull courtesy of Unsplash.
Chris Reddick | Jul 18, 2024

Unique Exceptions to the 10% Early Withdrawal Penalty on Retirement Accounts for Public Service and Educators

Retirement

Introduction

Retirement accounts are designed to provide financial security in your later years, but sometimes, life throws curveballs that necessitate

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a man using a laptop computer on a table by PiggyBank courtesy of Unsplash.
Chris Reddick | May 16, 2024

The Lazy Portfolio: Simplified Investing for Public Service Professionals and Educators

Investments

As public service professionals and educators, your time is precious. Balancing rewarding work, personal commitments and financial planning can be

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brown concrete building under blue sky during daytime by Jack Young courtesy of Unsplash.
Chris Reddick | May 15, 2024

Avoiding the Early Withdrawal Penalty and the TSP for Federal Public Safety Employees

Retirement

Introduction
Federal public safety employees are the backbone of our communities, dedicating their careers to protecting and serving others. Recognizing their

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Chris Reddick | May 1, 2024

Should you use the Texas College Savings Plan?

college savings

What is a 529 Plan?

I often get the question of whether to use the Texas College Savings Plan. So, a 529 college savings plan is like a special savings account

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assorted-color balloons on air by Sagar Patil courtesy of Unsplash.
Chris Reddick | Mar 8, 2024

Maximizing Your Retirement: The Benefits of Saving in a 403(b) Plan Alongside Your State Pension

Retirement

Introduction

Planning for retirement is a crucial aspect of financial stability and security, especially for those working in public sector jobs. While many

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brown concrete building by Zhanhui Li courtesy of Unsplash.
Chris Reddick | Feb 11, 2024

Four Penalty-Free Options for Withdrawing Money from Your 529 Plan

college savings

Introduction

529 plans offer families a tax-advantaged way to save for education expenses, but life doesn't always go as planned. Fortunately, there are

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Chris Reddick | Jan 14, 2024

Common Mistakes Corporate Employees Make With Target Date Retirement Funds

Investments

Target date funds have become very popular in corporate 401(k) retirement plans. Employers began adopting target-date funds with greater regularity after

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Chris Reddick | Dec 2, 2023

What are the Retirement Challenges for Texas Teachers?

Despite the importance of teachers in Texas educating, mentoring, and nurturing our children, we are not preparing them enough for retirement. A 2020 poll

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three fireman preventing fire during daytime by Matt C courtesy of Unsplash.
Chris Reddick | Oct 27, 2023

The Benefits and Drawbacks of DROP Pensions for Public Sector Workers

Pension

Introduction

In the realm of public sector employment, retirement planning often takes center stage. As public servants dedicate their careers to serving their

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selective focus photography of multicolored confetti lot by Jason Leung courtesy of Unsplash.
Chris Reddick | Oct 20, 2023

Navigating Federal Retirement: Health Benefits, Pension, TSP, and Insurance

Retirement

Retiring from the federal government is a significant life event, and understanding your benefits is crucial to ensure a smooth transition into retirement. In

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Chris Reddick | Oct 1, 2023

How to Determine the Real Cost of College for Your Child?

College

Key Takeaways:

-The average total cost of college in 2022 was $27,940 for a four-year on-campus public university in-state tuition

-Use the College Scorecard

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