If you've been a diligent saver, you might find yourself approaching retirement with two of the most powerful tax-advantaged accounts available: a Roth IRA and
For many public employees, saving for retirement comes with unique challenges and opportunities. While pensions and 403(b) or 457 plans provide solid retirement
When and how to claim Social Security is one of the biggest decisions you’ll make in retirement—especially if you’re married. Claiming too early or without a
When we talk about retirement planning, most advice is geared toward couples. But if you’re single—whether by choice, divorce, or widowhood—your retirement plan
One of the smartest moves you can make before turning 73 is something called a Roth IRA conversion. It sounds complicated, but it’s actually a straightforward
If you’re a public employee approaching retirement, you’ve probably heard a lot about Medicare. But how does it work if you already have retiree health coverage
The Social Security Fairness Act, signed into law on January 5, 2025, marks a significant milestone in rectifying long-standing disparities affecting public
The Social Security Fairness Act has brought a monumental shift in retirement benefits for millions of Americans by repealing the Windfall Elimination Provision
One way to illustrate important concepts in retirement planning is through a case study. In this case study, we learn about an optimal withdrawal strategy for
Many public service employees and educators devote decades to their professions, often receiving pensions and retirement benefits later in life. However, what
Case studies are an excellent way to learn about strategies for withdrawing your money in retirement. Remember that this case study is for illustrative purposes
Retirement planning can feel daunting, with countless options, strategies, and uncertainties about the future. Many retirees wrestle with how to ensure that
