The Golden Tax Window: Your Opportunity Between Retirement and Medicare
For public employees who retire before age 65, there's a unique tax planning opportunity
What IRMAA Is and Why Public Retirees Should Care
The Income-Related Monthly Adjustment Amount (IRMAA) is Medicare's way of charging higher-income retirees more
Why the 457(b) Is Your Hidden Gem for Early Retirement
For Texas public employees dreaming of early retirement, the 457(b) plan is often overlooked in favor of
Historic Victory: WEP and GPO Repeal Is Now Law
After decades of advocacy, public employees across America received life-changing news on January 5, 2025
What the Rule of 80 Is and Why It Matters
If you're a Texas public school educator, your retirement benefits are managed by the Teacher Retirement System of
The Social Security Fairness Act of 2025 represents one of the most significant changes to public employee retirement benefits in decades. This legislation
The Social Security Fairness Act of 2025 officially repeals the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), two rules that for
If you've been a diligent saver, you might find yourself approaching retirement with two of the most powerful tax-advantaged accounts available: a Roth IRA and
For many public employees, saving for retirement comes with unique challenges and opportunities. While pensions and 403(b) or 457 plans provide solid retirement
When and how to claim Social Security is one of the biggest decisions you’ll make in retirement—especially if you’re married. Claiming too early or without a
When we talk about retirement planning, most advice is geared toward couples. But if you’re single—whether by choice, divorce, or widowhood—your retirement plan
One of the smartest moves you can make before turning 73 is something called a Roth IRA conversion. It sounds complicated, but it’s actually a straightforward
